Dover Federal Credit Union

Rates

Loan Rates

Whatever you are dreaming of, from a new car to a new home, we can help! Call us and find out how we can meet your needs AND your budget!

Already have a loan, but would like to lower your monthly payments? Call us and find out how we can save you money!

Loans	APR (As low as*)
Autos and Motorcycles	4.45%
Boats and RVs	5.45%
Home Equity	5.69%
Home Equity Line of Credit	3.50%
Home Improvement	6.69%
Mortgage	Click here for current rates.
Land Loans	5.69%
Mobile Homes	7.95%
Signature	8.00%
Share Secured	4.00%**
Overdraft Protection	14.90%
VISA^® Platinum Credit Card	9.90%
VISA^® Classic Credit Card	13.90%

*APR= Annual Percentage Rate. Rates quoted "as low as" are subject to an evaluation of your credit history. Your rate may vary from the rate shown. You can save an additional .50% APR by having direct deposit to your checking account and automatic loan payment transfers. Rates are accurate as of September 1, 2010. Rates and terms subject to change without advance notice. Refinancing of existing Dover Federal Loans may not be available.
**APR is over current share rate. See Credit Union for details.

Checking Account Rates

Checking	A.P.Y.
From $500	0.25%

Share Accounts Rates

Share Savings	A.P.Y.
From $100	0.50%
From $2,500	1.00%
Money Market	A.P.Y.
From $1,000	1.00%
From $25,000	1.50%
Vacation/Christmas Club	A.P.Y.
From $100	0.50%
From $2,500	1.00%

Kids Making Cents Club Rates

	A.P.Y.
From $0.01	0.50%
From $2,500	1.00%

$$MX, Money to the Max, Teen Program Rates

	A.P.Y.
From $0.01	0.50%
From $2,500	1.00%

I.R.A. Share Rates

	A.P.Y.
From $100	1.25%

I.R.A. Share Certificate Rates

		A.P.Y.
1 Year	$2,000 and Over	1.35%
2 Year	$2,000 and Over	1.60%
3 Year	$2,000 and Over	2.10%
4 Year	$2,000 and Over	2.35%
5 Year	$2,000 and Over	2.60%

Share Certificate Rates

		A.P.Y.
6-Month	$1,000 and Over	1.10%
12-Month	$500 and Over	1.35%
18-Month	$500 and Over	1.45%
24-Month	$500 and Over	1.60%
30-Month	$500 and Over	1.95%
36-Month	$500 and Over	2.10%
4-Year	$500 and Over	2.35%
5-Year	$500 and Over	2.60%

A.P.Y. is Annual Percentage Yield and is accurate as of September 1, 2010. A.P.Y. may change at any time as determined by the Board of Directors. Fees may reduce earnings on accounts. Penalties may be imposed for early withdrawal of funds on Share Certificates.

| | | |