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Stay Here Leave SiteEarning Rewards is Easy
Qualifying for your rewards is as easy as 1, 2, 3. Meet three simple qualifications and you'll be on your way to a higher rate or cash back. To earn your rewards, just do the following activities in your Dover Federal Cash Back or Interest Checking account during each month:
12 Debit Card Purchases
Make at least 12 debit card purchases that post during the month.
Online Banking
Be enrolled in and log in to Online or Mobile Banking at least once per month.
eStatements
Be enrolled in and receive your statements digitally with eStatements.
Our Checking Products
With a checking account from Dover Federal, enjoy effortless access to your money with great features and less fees.
Cash Back Checking
Refunds on ATM surcharge fees (up to $25 per cycle)
Earn 3.00% APY* on Balance
3% cash back (up to $12/month)
Interest Checking
Refunds on ATM surcharge fees (up to $25 per cycle)
2.75% APY* on balances up to $15,000
Advantage Checking
Flexible Overdraft Options
All of our Checking Products Includes
No Minimum Balance
No Monthly Service Fee
Free Bill Pay
55,000+ Surcharge-Free ATMs
Online Bill Pay
24/7 Automated Teller
Account Online Access
Mobile Account Access
Mobile Apps
eStatements
Direct Deposit
Payroll Dedication
Debit Card
Use Dover Federal's Debit Card instead of writing checks. It is accepted worldwide at traditional or online merchants that display the MasterCard® logo. You may also use it to withdraw cash from any ATM that displays the MasterCard® logo. All transactions are deducted from your checking account and are detailed on your monthly statement. View the locations of our ATMs.
Saving Jar: Round Up Your Savings
Ever find it a challenge to save? What if every time you made a purchase using your debit card also meant you were saving with every swipe? With Savings Jar from Dover Federal you can do just that, all without ever having to think about it. Your savings keep growing automatically as you spend.
With Savings Jar:
- Save with every debit card purchase you make that ends with cents by having the rounded-up balance added to your savings account overnight.
- Grow your savings over time and use it for groceries, big purchases, vacations, or anything else you want!
- Easily sign up through Online Banking (under More Services > Savings Jar) or opt-out if you change your mind.