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Earning Rewards is Easy

Qualifying for your rewards is as easy as 1, 2, 3. Meet three simple qualifications and you'll be on your way to a higher rate or cash back. To earn your rewards, just do the following activities in your Dover Federal Cash Back or Interest Checking account during each month:

1

12 Debit Card Purchases

Make at least 12 debit card purchases that post during the month.

2

Online Banking

Be enrolled in and log in to Online or Mobile Banking at least once per month.

3

eStatements

Be enrolled in and receive your statements digitally with eStatements.

Start Earning Rewards Today

Our Checking Products

With a checking account from Dover Federal, enjoy effortless access to your money with great features and less fees.

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Cash Back Checking

Rewards
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Refunds on ATM surcharge fees (up to $25 per cycle)

Earn 3.00% APY* on Balance

3% cash back (up to $12/month)

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Interest Checking

Rewards
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Refunds on ATM surcharge fees (up to $25 per cycle)

2.75% APY* on balances up to $15,000

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Advantage Checking

Rewards
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Flexible Overdraft Options

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All of our Checking Products Includes

No Minimum Balance

No Monthly Service Fee

Free Bill Pay

55,000+ Surcharge-Free ATMs

Online Bill Pay

24/7 Automated Teller

Account Online Access

Mobile Account Access

Mobile Apps

eStatements

Direct Deposit

Payroll Dedication


Debit Card

Use Dover Federal's Debit Card instead of writing checks. It is accepted worldwide at traditional or online merchants that display the MasterCard® logo. You may also use it to withdraw cash from any ATM that displays the MasterCard® logo. All transactions are deducted from your checking account and are detailed on your monthly statement. View the locations of our ATMs.  


Saving Jar: Round Up Your Savings

Ever find it a challenge to save? What if every time you made a purchase using your debit card also meant you were saving with every swipe? With Savings Jar from Dover Federal you can do just that, all without ever having to think about it. Your savings keep growing automatically as you spend.

With Savings Jar:

  • Save with every debit card purchase you make that ends with cents by having the rounded-up balance added to your savings account overnight.
  • Grow your savings over time and use it for groceries, big purchases, vacations, or anything else you want!
  • Easily sign up through Online Banking (under More Services > Savings Jar) or opt-out if you change your mind.

Rates

Dover Federal Credit Union offers competitive rates on a variety of financial products, including loans, mortgages, and savings accounts. Check out the latest rates to make the most of your money and meet your financial goals. Rates are subject to change, so act quickly!

*APY = Annual Percentage Yield. 1Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications and rewards may vary by account. Cash back is up to $12 per month. ATM fees will be refunded up to $25/per member per month. Monthly online banking logins, receipt of electronic statements, and 12 posted debit card transactions are conditions of this account. Advertised interest rate is only good on balances up to $15,000. Balance in excess of $15,000 will receive 0.10% APY. Rates may change. Membership eligibility required. Terms and conditions apply. See Credit Union for details.



Rates effective as of October 1, 2024.

*Message and data rates may apply.


Please note: We may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you. 

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